Ideally located

Ideally located

Our Guernsey location enables us to provide you with the maximum level of wealth protection whilst operating within a highly regulated environment

Precision knowledge

Precision knowledge

However you want to protect your future, you can be sure that the solutions we provide are both safe and secure

Pension Services

Cogent acts as trustee and administrator of various Liberty Pension Plans. Established in 2003 it is a leading independent financial services business with an enviable reputation for its technical capabilities and the quality of client service.

Liberty Pension Plans are competitive and flexible offshore pension arrangements that are avaliable as individual and multi-member schemes. Our plans offer attractive options for the provision of dedicated retirement benefits, which may include opportunities for passing pension assets remaining in a plan to future generations.

Liberty Pension Plans are available for a wide variety of clients including both residents and those not resident in Guernsey.

Membership of a Retirement Annuity Trust Scheme is the preferred option for Guernsey residents and a QROPS is also available for those Guernsey residents wishing to transfer assets from a UK pension scheme. Liberty Pension Plans include QNUPS and other international plans for non-Guernsey residents.

The circumstances of each potential client will determine the most appropriate scheme for that client; nevertheless, it is usually an integral aspect of every plan to offer the greatest amount of flexibility concerning the investment of assets and the payment of benefits, while achieving the most attractive taxable outcome, efficient administration and cost effectiveness.